你的孩子从小应该懂得的三个金钱观

It is best to start teaching kids the most important Money lessons from an early age. Money has already ruined many happy couples, true friendships, and authentic personalities and it starts affecting modern children as well. Before it is too late, make sure your little ones learn the following money lessons.

最好在孩子很小的时候开始给他们树立最重要的金钱观。钱已经毁了很多幸福的夫妻，真正的友谊，以及真实的个性甚至它也开始影响了现在的孩子们。趁现在还不算晚，确保你的孩子学习了以下的金钱观。

1. Smart money choices make a family life easier

1. 理性消费使对家庭生活有益

Luckily, sometimes my daughter realizes that it is best to buy food than a new toy when our family is very low on budget. I am not afraid to go shopping with her because I know she will not spend a dime on the unnecessary stuff when our fridge is empty. She can even give us her savings when we do not have money for food or anything important.

幸好，有时当我们家预算很低的时候我的女儿能意识到买食物比买一个新玩具更好。我不担心和她一起去购物因为我知道即使当家里冰箱空了的时候她也不会在没必要买的东西上花费一毛钱。当我们没钱买食物或者一些重要的东西的时候她甚至能够把她的积蓄给我们用。

2. Cooking at home is an easy way to save money

2. 在家做饭是一种很容易省钱的方式

Eating out is a part of every modern person's life because it seems impossible to cook with a jam-packed schedule. However, eating out can quietly drain the wallet and destroy your health at the same time. Try to cook together as often as possible to show your kids that cooking at home is actually a fun activity and it is a simple way to save money on a family vacation or a new toy.

因繁忙而没时间做饭导致外出就餐成为了当今人们生活的一部分。然而，外出就餐会逐渐消耗你的资金同时毁坏你的身体健康。尽可能经常一起做饭让你的孩子们知道在家做饭实际上是一个非常有趣的活动，它是省出一次家庭旅行或者一个新玩具的钱的一个很简单的方式。

I ate myself into debt many times so I do not want her to commit the same mistakes in the future. When she wants a pizza, we make it together. When she craves chocolate, we make some treats together. No need to run to the nearest supermarket to buy the food that is not only expensive but unhealthy as well.

很多次我都是因为外出就餐而欠钱所以我不想让她在将来出现同样的问题。当她想吃披萨了，我们就一起做。当她想吃巧克力了，我们就一起做。不需要跑去最近的超市买食物那样的话不仅贵而且也不健康。

3. How to hold money safely

3. 如何安全地保管钱

Many children (and adults alike) are guilty of losing money. Even though the amount is not big, it is still money. Your child should learn how to keep cash in a safe place. It is important that your child has a wallet and teach them to keep their money in a safe place in their room. This will help them avoid losing money in future and be more responsible with money.

许多孩子（成人也一样）丢了钱都很内疚。即使金额不大，可它毕竟是钱。你的孩子应该学会如何把钱放在一个安全的地方。给你的孩子买个钱包并教他们在自己的房间里把钱放在一个安全的地方很重要。这将有助于避免他们以后丢钱以及对钱更有责任感。

Finally, teach your child to be grateful for what they already have and show them that it is more rewarding to give than receive. No matter your child's age, start teaching them money lessons today. They will thank you down the road. You can learn those money lessons together because adults often commit more money mistakes than kids.

最后，教你的孩子对他们已经拥有的东西懂得感恩告诉他们付出比回报更有价值。无论你的孩子有多大，从今天起给他们树立正确的金钱观。他们今后将会感谢你。你也能一起学习那些金钱观因为成人相比孩子更容易在金钱方面出问题。